Thursday, December 20, 2018

Exempt crypto security laws

https://www.coindesk.com/us-lawmakers-file-bill-to-exempt-cryptocurrencies-from-securities-laws

Could be good , time will tell what regulations will proceed and which ones will not.

"
The “Token Taxonomy Act” was introduced Thursday by Reps. Warren Davidson and Darren Soto, a move that comes months after a roundtable in Washington, D.C. that sought input about regulatory measures for the industry. According to the text, the bill – among other items – seeks to exclude “digital tokens” from being defined as securities, amending both the Securities Act of 1933 and the Securities Exchange Act of 1934."

Of course fake volume

https://www.newsbtc.com/2018/12/20/only-coinbase-binance-have-300k-users-fake-volume-on-most-crypto-platforms

Most of these others need eyeballs, but don't offer much value in a bear Market.  Click bait everything as a thing these days. 

Ibm ibm ibm ... And hyperledger

https://www.coindesk.com/tensions-emerge-between-hyperledger-blockchains-biggest-supporters

IBM has become a marketing engine with very little substance behind any of their products and services these days.  Sad really.  But it's interesting to see sawtooth being pushed forward and not just some centralized on IBM dlt Product.

Wednesday, December 12, 2018

Will EOS be a target of SEC ?

https://blockmanity.com/news/cardanos-founder-says-that-the-sec-will-target-eos

Most of these were securities or flat out scams.   And EOS was interesting till it was just a joke of a "company".  But can the SEC target Companies that didn't actually offer tokens or do an ICO in the US or to US citizens? 

Penny lane quantum computing

https://pennylane.readthedocs.io/en/latest

Quantum computing and pennylane sandbox.

Decentralized internet

https://www.theguardian.com/commentisfree/2018/dec/12/its-time-to-take-back-your-data-from-google-and-facebooks-server-farms

I agree a decentralized internet is needed, but many people don't like paying for things anymore or don't have an extra buck to send an individual email.  The other reality is companies like at&t and Comcast collect just as much data and are forgotten, ignored or thought to be the cost of living. 

Skynet and 1984 and big brother has been freely given away and created and we didn't care.   

Tuesday, December 11, 2018

Chatbots are terrible

https://www.thedrum.com/news/2018/12/11/consumers-go-cold-automated-chatbots-finds-acquia-research

" Widespread dissatisfaction with the service provided by chatbots has done nothing to dent the enthusiasm of marketers, with 80% of CMOs either already using the technology or planning to do so by 2020 according to a separate Oracle survey."

I played around with chatbots and smart chatbots a couple years back.  I still lived in California when a friend and I thought about a health and wellness chatbot for new and expecting parents.  Never figured the monetary business model for it though and it was early stages before things like dialogflow basically abstracted away natural language processing (NLP).

It was interesting how you had to come up with a natural conversation flow script.  Otherwise it be kind of a dumb chatbot like we had in the early 90s.  

Fast forward to the world of Alexa and Google home and Siri and even my kids call Alexa dumb.  At least Google hole explores the internet a little better.   But I don't think it's  Technology problem as it's a customer centric problem.   Companies have offshored support to places like India for years.  And you'd speak to a Tom Smith who wasn't a Tom Smith pretending to live in the same state as you.   And they spoke English very poorly and read from a limited script. 

     They were the human version of a dumb chatbot, sadly.  Deviate away from that script and it was a useless phone call and nothing good would come out of it.  But wow, pay nothing to create a dumb chatbot with the same weak script and little programmatic or NLP or rules and you get a worse version of the offshore customer support human being that people hated for years.   No wonder chatbots are useless.

A tier one, two, three model makes sense , but a dumbed down version of a cheap Sweatshop like human being customer support center becomes a get what you pay for and why most of these chatbots offer a few lines and not much else . 

Wednesday, November 28, 2018

Blockchain to change the world ...

From the report,

"
blockchain has the potential to significantly cut trade costs by increasing transparency and facilitating processes automation, including financial intermediation, exchange rate costs, coordination, and other aspects. “The removal of barriers due to blockchain could result in more than $ 1 trillion of new trade in the next decade
"

https://cointelegraph.com/news/report-blockchain-deployment-could-add-3-trillion-in-international-trade-by-2030

Friday, November 23, 2018

Rent smart contract storage

https://www.coindesk.com/ethereum-developers-are-quietly-planning-an-accelerated-tech-roadmap

  Interesting possibilities in 2019.   But accelerated roadmaps and timelines make sense If more developers are involved, otherwise it's a system already with vulnerabilities probably adding more because they want speed over quality. Happens all the time everywhere, but not always good thing.

  The other interesting tidbit is renting costs for the storage of smart contracts. I understand why they need to do it.  1TB isn't something most people are going to want to download as a miner or eventual staker.  But if you build a dapp and have to pay  digitalocean for the front end web  mobile app portion; then pay for gas; and pay for storj or ipfs for regular file storage; and then pay to rent space for your smart contract ...

At some point it's an expensive experiment and gets into why would anybody build real applications on it ?  Most companies and startups aren't going to benefit a ton compared to the costs of these new systems.   And it's already a challenge to get normal people to want to use blockchain and crypto.  

The bigger challenge is not everything needs to be written to the blockchain. So you can avoid certain gas like Costs.  I guess you can say not everything needs to be a smart contract.  But the more things like  state channels and side chains and JavaScript front end logic is needed, what exactly is decentralized about most of it ?  

Sunday, November 18, 2018

Blockchain and big Consulting firms

https://www.coindesk.com/deloitte-blockchain-chief-bad-crypto-headlines-are-making-clients-nervous

" If you’re building free proofs of concept, but you’re missing the business context around it, like regulatory, AML/KYC, tax and all the other stuff, you really aren’t servicing the client holistically,” Pawczuk went on, without naming names. “Another thing that makes me nervous is proofs-of-concepts being built by students that have never had to coexist in the environment where large high volume transaction systems do exist. Blockchain does not replace all core systems.”

I find it rather interesting the leaders and partners of these Consulting companies are worried about students and newbies doing POCs,  yet many of the big firms like Deloitte are people under 27 who aren't usually hardcore techies and computer science or Cryptography guys.  The big shot partners usually don't know anything about the latest tech.

They are good at selling it , but dig into technical conversations and it's usually a lot of keywords that sell to the masses, but if you're into the tech, you just role your eyes.  In fact, a lot of times the techies are pushed aside for the more business and charismatic biz Dev sales folks. 

   Big Consulting firms love to charge big dollars for POCs and have mostly non cs people who implement them.   Or send 26 year old communication majors  with 15 years of experience in a 5 year old Technology.    That's why she fears free POCs.  

The Deloitte's of the world are really why public blockchain systems are needed.

Friday, November 9, 2018

Why a better system and blockchain are required now !

This is where some new system, maybe blockchain, far more transparent, far more beneficial needs to be Implemented now. Not later.

  Who knows what kind of shady backwards stuff went on or not.  You can't ever have someone like Kemp again.  Control the elections, step down after , and have people believe there isn't some backwoods racist politics and fraud going on ? 

However the election turned out has nothing to do with who won or what people voted for in this instance. Kemp should have been forced to step down or leave the governor's race.

Could blockchain and digital voting help ?   Maybe.   A more decentralized less biased and fraudulent system is definitely needed.  This Kemp government is a prime example of corrupt politicians and government and processes. 

https://www.engadget.com/2018/11/09/how-brian-kemp-hacked-georgias-election/

Wednesday, October 31, 2018

AI beats lawyers. But ...


It's NDAs, which are mostly copy and pasted and kind of thrown in to cover everything at times.  I wonder how much effort most lawyers actually put into them anymore?  And many companies just use some legalzoom like NDA template anyway. 

So a win for AI or irrelevant hype?

https://www.techspot.com/news/77189-machine-learning-algorithm-beats-20-lawyers-nda-legal.html

Monday, October 29, 2018

Redhat sells out to IBM

https://www.zdnet.com/article/how-the-cloud-wars-forced-ibm-to-buy-red-hat-for-34-billion/

The one real big open source success story and example for every business who wanted to be like redhat just lost the biggest example.   Who knows the entire story here , but if Redhat was forced to or wanted to sell to big blue IBM, it kind of kills the philosophy that you can actually run a legit open source business and make money.  And Redhat sold licenses so it wasnt even like they operated as Apache or MIT. 

It'll be interesting to see how this plays out.  Probably a good move by IBM. 

Sunday, October 28, 2018

Don't use Coinbase.

https://mashable.com/article/sec-coinbase-complaints-fraud/

There are many stories like this. And worse.   Coinbase has been great for getting average non Technical users into crypto with their ease of use and mobile app.  But they are worse than the banks people complain about.  And with none of the actual benefits the big banks offer. 

The reality is coinbase has no legit customer service or the support either doesn't care or can't do anything.  They overcharge and blame others.    They hold money for months.  Their shift card partner is another terrible company in itself and money seems to disappear or charges  get denied and you have to delete and reinstall and configure over and over. 

The sad reality is coinbase could have pushed crypto and blockchain to the masses in a great way, instead they are just more overlnflated egos from wall street who founded a company and created a wall street like company without the wall street  benefits.  

Stay away from Coinbase.  

Tuesday, October 2, 2018

Nonsense blockchain articles

https://www.businessinsider.com/ioex-iot-solution-cut-costs-2018-10

This article sounds like a sales pitch with random key words thrown together and there isn't anything in the article that actually tells you what or how it works or will work.  But it's really the norm now and the fake nonsense marketing news is all we get from the shills.  And the fan lemmings who bow down to nothing and don't even know what they are talking about. 

   The IOT space has a ton of challenges and new and old Technologies. As well as legacy philosophical mindsets at times.  Many challenges won't be technological at all, but political and psychological.  Add to that some blockchain and crypto and AI and RPA and then you read nonsense articles that Proclaim they have conquered it all in an open source world , yet offer nothing to where they actually solved any of the problems in one space much less ten different verticals. 

  I spoke with one company who basically blocked me from asking any more questions because I was honestly interested in how they solved the Ethereum scaling and latency challenges as well as the computational challenges AI presented.   And they solved iot security vulnerabilities.  It was really promising if they figured any of them out. Yet they had nothing of value to add and honestly didn't even seem to realize any of these challenges existed in the first place.  At a certain point it's obvious many of these companies are just full of nonsense.

Monday, September 24, 2018

Walmart blockchain .. hyperledger really

https://www.bloomberg.com/news/articles/2018-09-24/walmart-sam-s-club-start-mandating-suppliers-use-ibm-blockchain

  So Walmart is forcing their suppliers to use hyperledger fabric blockchain.  It's heavily IBM influenced, probably some kickbacks with them, but being hyperledger is open-source, there could be some valuable ways to integrate and use. 

Wednesday, September 5, 2018

One of those hope tomorrow is a better day


One of those days where not a lot of real news , but a lot of losses.   Maybe tomorrow will be a better day.   But I'm not sure most altcoins or even Ethereum will last.  

    Most won't go to zero, but as everybody loves to Proclaim "remember the early internet in 1995" memes almost all of those internet companies didn't last.   Microsoft and Apple were not internet. Apple was practically bankrupt back then too and irrelevant. And kind of missed out early on and Microsoft was soon broken up.
 
Google came later and stole the thunder from the Yahoo's and altavista's and so on.   Netscape and Prodigy and CompuServe disappeared.   AOL and their free 3.5 inch disks became irrelevant.   Even Amazon wasn't really internet.  They were an online book store that sold cheap books. 

   So taken with a grain of salt things like Ethereum and Litecoin and others are great early adopters to push things forward and the Vitalik's and Lee' and many others may go on to form various startups, but most of the early companies disappear. I think a lot of the hodlrs who dream of 100 bucks becoming a million  will be depressed in a few years.  

And blockchain and decentralized have many advantages, but most tokens are pointless.   And two thousand tokens are definitely a mostly pointless endever.    But maybe a cardano will eventually have a "real" platform. Or not.   Or a fixed Iota for autonomous cars.    Or a Square token payment system. Or QTUM or something we don't even know about yet. Or real quantum computing will change everything. 

Time will tell, but an interesting space to be in.

https://cointelegraph.com/news/crypto-markets-see-sharp-decline-as-total-market-cap-drops-12-billion-in-one-hour

Monday, August 20, 2018

Evo con .... seriously

I get the need for startups to hire interns and pay lower wages.  I even get the need for them to delay payments. But blockchain has created some serious scams and brought out the con artists galore.  Or worse these people are just plain terrible to even think of working for ....

I mean what incentives would someone with real contacts and experience have here ?  They basically are doing what the founders should be doing.  Evochain scam. Seriously. 

Here is the post ....

------++++++;;;;;;;;;

Professional Fundraiser


EvoChain

Silicon Valley, CA

$90,000 - $160,000 a year


Commission

We are a private blockchain startup . We are looking to raise seed capital for our startup. We are in need of experienced fundraisers. The position starts out as commissions only, and works it self into a position of salary after you've proven your ability to secure investments. We are a rising company and are looking to hire immediately. Your job will be to fund raise a significant amount for our Company.


**Experience/education and investor contacts are a must.**

Contact us today and please provide your resume with cover letter.

This position REQUIRES a FINRA Series 7 securities license and US citizenship or authorization to work in the United States. This is a remote position that requires you to secure private placement investment into EvoChain Inc., for which you will be compensated a commission.

Job Type: Commission

Salary: $90,000.00 to $160,000.00 /year

Experience:

fundraising: 5 years (Preferred)


License:

FINRA Series 7 (Required)


Work authorization:

United States (Required)


---------

Amazon doesnt pay its bills

https://www.bloomberg.com/news/articles/2018-08-20/amazon-isn-t-paying-its-electric-bills-you-might-be

Friday, August 17, 2018

QTUM hackathon

https://hackathon.qtum.org/en

Pagarba will be participating in the QTUM  hackathon challenge building  payments, smart Contracts, DAPP , etc. 

Wednesday, August 8, 2018

Trustless blockchain or not ...

https://www.ccn.com/microsofts-new-ethereum-blockchain-product-gets-rid-of-mining/

I understand the use case and philosophy behind this, but similar to IBMs hyperledger fabric and others , what's the point ?  I'm sure the Google's and Amazon's and Alibaba's will have their own version of a enterprise lock you into their ecosystem blockchain as well. 

The biggest fallacy in this article is the "trusted enterprise network" comment. Who trusts Microsoft ?  Who trusts IBM?  Sounds like marketing and  slapping blockchain on a product/platform and convincing  the confused VPs and c-level executives this is the way to go. Then the Wipro's of the world will jump in with 25 year olds who have 20 years of blockchain experience and implement it.

And people will complain a couple years later and write medium articles  and O'Reilly stories and books on why blockchain fails most of the time.    We know this story.  It plays out the same way all the time now. 

Tuesday, July 17, 2018

GraphQL and graph databases.

Four basics behind a graph database are

Nodes: The primary data elements


Relationships: How two nodes are connected

Nodes may have multiple relationships


Properties: Attributes of a node or of a relationship


Labels: How nodes are described and grouped together as sets

------

Nodes may have multiple labels


Labels get indexed and optimized, making it easier for them to be quickly located


Graph databases shift the focus of their data models to the relationships, which makes retrieving complex data structures much easier.

They abstract nodes and relationships into one structure.

But what is GraphQL ?


https://www.upwork.com/hiring/development/why-facebooks-graphql-language-should-be-on-your-radar/

Graph databases


RDBMS, also known as Relational databases, are  structured and easy to query with a language like SQL, but they have limitations when it comes to unstructured data. And scaling usually means buying far more servers and even then , that has limitations.

Not all data, however, is that easily organized. Semi and Unstructured data like IoT sensor data, social media,.  photos, videos, location-based GIS information, web or mobile activity, and usage metrics can’t be neatly broken down nor should be, but nobody wants a data swamp. 

Things like Hadoop, HBase, Cassandra, MongoDB and other NoSQL or NewSQL like databases trade tables for documents or json or blocks or columnar like schemas and more.  

https://www.business2community.com/brandviews/upwork/the-importance-of-graph-databases-in-an-increasingly-connected-world-02094654


Monday, June 25, 2018

Dont use IBM.. plain and simple

This is why nobody should use IBM hyperledger fabric and their blockchain.  In due time they will drop it like they drop and mismanage everything.  IBM was one this respected Company, even if they were the 'suits.'. 

Now they are a joke in every single way and people really shouldn't trust anything they release or do.  Because soon enough it'll disappear or have no real support or updates. 

IBM slashing AI staff ....

Friday, June 1, 2018

Monday, April 23, 2018

More clickbait blockchain nonsense articles

I read an article today on wine, alcohol and supply chain and rolled my eyes. 
Things like "…that solution is blockchain…Big companies like Walmart and large grocery stores are already using blockchain to manage supply chain management especially when it comes to food. "

No, no they really aren't. Most of these big companies are actually full of it. They were full of it in the early big data and hadoop days.  They are full of it with the AI and machine learning and data science marketing pitches.  And they are definitely full of it when it comes to blockchain. Many do test.  Many don't have the time, resources or care.  And many don't even like new potentially disruptive Technologies.  Ever. 

Decentralized blockchain?  Yeah Wal-Mart and Amazon and the big banks are all for that.  Not.  They are more for testing private permissioned centralized blockchains. And really there is some need for a system that doesn't give all the transaction information to the world. Transportation and logistics and suppliers have tons of deals and contracts. 

Maybe in due time things will change, but Wal-Mart isn't showing the world how cheap or how difficult it is to negotiate with them.  Or worse , for the vendors, partners and Distributors, killing their price points and value.  

So when people on medium or other social media platforms start writing how it's all changing, maybe they should dig a little deep and provide actually facts and evidence of this. 

In theory these things are great, in reality the Wal-Mart's of the world aren't going to productionize a public decentralized etherium based blockchain system.  In fact Wal-Mart partnered with IBM and made two patents for some kind of "blockchain". 

We know Wal-Mart tried to build their own payment system before and it sucked.  They tried to build their own Netflix at one point too.   Now it seems they want another logistics like payment system and a blockchain that will act like a database.

  It doesn't solve any problem though. If Wal-Mart controls the Walmart blockchain system, that defeats the entire purpose of a decentralized immutable ledger. And why would any one trust Wal-Mart or IBM? 

All we see are many of these big firms jumping on the bandwagon and trying to create another version of a centralized controlled system. And patent it no less, so it's not even open source.  But the clickbait articles jump on this nonsense.

https://medium.com/@jpvehovic/craft-beer-blockchain-32f52feaa31c

Saturday, April 14, 2018

What is Hashgraph video explained...

https://youtu.be/RDLdGsDX41s

Help or more dystopian government control ?

Austin , Texas is piloting a program for putting the homeless population on the blockchain. Sounds great and great for society in general. There are some others around the globe attempting something similar.  There is a huge need for poor people and affordable housing as well as homelessness in many many cities and rural areas.  

  But will this be a program to help the homeless or a pseudo subtle attempt to control and know everything about everything and everyone by government agencies and corporations ?  

I used to think a blockchain ID system was the perfect use case for many verticals and industries.  Now it's starting to look like another attempt at control by your typical governments and mega corporations.

  Will it help the homeless or just be another tool to control more people? 

Problem with blockchain and cryptocurrency

The underlying Technology behind blockchain and cryptocurrencies has phenomenal possibilities.  Even using  things like tangles and DAG graph theory (Hashgraph and IOTA in a sense) can change logistics and IOT.   The problem is it's a bunch of fake news. Hype nonsense.  Faux advisors who are snake oil salesmen and sales women with a fancy suit and nice story, not much else. 

Decentralized and disruption?  Not really, it's worse than the dot com and COBOL 1999 ending the world nonsense.  It's clickbait and paid shills on all the media websites. It's great  peer reviews but no real world use case. Or private investors like Goldman Sachs under some other name pumping money into a 'decentralized' company. 

The problem with Ethereum is it's not even decentralized. Most of these blockchains and cryptocurrencies and platforms are not.  Add the ICO and crowd funding and crowd building and crowd marketing nature and it's a lot of wanna be Steve Jobs and Elon Musks and Mark Zuckerbergs.

  At least Bitcoin has a person or person(s) that disappeared years ago and isn't pimping it out at every  conference and Meetup and on social media.  Yes it has core developers that have opinions and ideas and eventual forks, but that's no different than most Apache open source projects.  Then again that's not exactly decentralized or autonomous either. 

And then you have the IBM nonsense. A company with a CEO that should have been fired years ago and an organization that's been irrelevant for twenty years.  Great they built a machine to win on Jeopardy.  Now they pimp that out like it's some advanced AI system.  And they jump on the blockchain bandwagon selling more nonsense and marketing bull.

IBM is a joke and in a year or two they will abandon hyperledger and jump to something new or different.  It's what they do. Any company tying themselves to some IBM backed  hyperledger stellar blockchain is asking to redo it all by 2020.  That's what IBM does.  They did it with Hadoop and big data. They are a terribly run organization.   Why anyone would pay them to use their Technology is confusing to me.  The old saying was "nobody ever got fired for buying IBM" should now be "anybody should be fired for buying IBM." Run from them. 

   The problem with blockchain really is it's become just like most of the internet.  It's all based on lies and fake stories.  "Oh build the future" and have nothing more than a white paper.  And sometimes not even that. Oh let's name it Kodak coin or ice tea on the blockchain or whatever. 

The blockchain really needs to be decentralized. And used for what it's good at , not based on some fantasy from people who have no idea how most of the technology actually works. But hey raise 100 million because people are idiots and listen to someone selling them the moon.

There are tons of possibilities and opportunities, but until the nonsense fades and the moon, hodl, and lambo shills fade, it'll be all hype. Until then the people actually building the infrastructure and scale and real world use cases will build in silence, in a sense.  

Monday, April 9, 2018

Tuesday, April 3, 2018

Tangles, DAGs, and IOTA

https://youtu.be/I_jNH9BlEEo

In IOTA every user is a 'miner' and it's not really a blockchain, but Tangles , DAGs and graph theory in a sense.   Good video.

Friday, March 30, 2018

POS vs POW challenges still ahead

https://medium.com/@hugonguyen/proof-of-stake-the-wrong-engineering-mindset-15e641ab65a2

Great write up on the consensus challenges for POS.  POW has proven to work at scale on various cryptocurrencies.  POS still seems in it's academic infancy as far as moving forward into the Proof of Stake less energy utilization world of cryptocurrency and blockchain. 

Thursday, March 29, 2018

Tuesday, March 20, 2018

Monday, March 5, 2018

Supply chain and IOTA

Supply plains and logistics are like black boxes.   So a connected global world with 3000 parts everywhere and nowhere and unknown ...

Origin of the entire supply chain needs to be smarter ....

Wednesday, February 28, 2018

Cardano explained

https://youtu.be/Ja9D0kpksxw

Cardano is a fascinating study the more and more I dig deep into it. Things like RINA, sidechains, Ouroboros POS.  Plus it's all peer reviewed multiple times and attempts to build and design a highly Assurant platform is really impressive.

Time will tell if it's ever released and used as they dream.  But technology wise , I sure hope they keep plugging away and making a great blockchain 3.0 system.

Saturday, February 24, 2018

Cardano coming on strong

Cardano is an ambitious journey and just might be one of the best blockchain platforms , Technically speaking. And I think you can use some Haskell like programming concepts with it.  However, even though it's really received some love lately it's like the quiet blockchain for various reasons.

Hopefully more and more people discover it and start using it. Maybe I will attempt something this week on it.  If I can.

Saturday, February 17, 2018

Citizen health for blockchain and world

Very ambitious project to help change healthcare around the world.  Lots of opportunities and challenges. Open source and a market place for others to add on top.   Will be something great to be involved in and follow. 

Citizen Health for the people and by the people.

The real blockchain or a tangle of graph theory?

So blockchain vs dags is coming.  Blocks and tangles.  Graph theory.  DAGs are (directed acylic graphs).  It's used a lot in big data technologies now like spark and tez and impala.  But in the blockchain space you now have IOTA and Hashgraph doing more of tangles and DAG theory vs blockchains,  but both these have detractors as in not much evidence they actually have a working implementation as they claim. 

Time will tell.

Tuesday, January 30, 2018

Amazon Healthcare anyone ?

What do you think about Amazon Healthcare?  Oh yeah Berkshire and JPMC are also involved so some big money backers and possibilities.   I wonder if they will utilize some blockchain Technologies to cut out some fees and Middlemen. 

Sunday, January 28, 2018

Periodoc table of blockchain

The Periodic table of blockchain... very good read around different dynamics in the business sense and tokenization and governance and accountability sense. 

Thursday, January 25, 2018

Stellar and an ico

https://www.coindesk.com/why-a-39-million-ico-chose-stellar-over-ethereum/

Interesting concept and use case.  Makes sense as well as these fees are making the traditional blockchain leaders far too expensive for simple tasks. 

Ripple ripple xrp why

Do banks want Ripple ?

That was the question, is the question and will be the question for a long time.  Ripple actually has built a very good ledger and platform for cross border exchanges.  And the SWIFT network is the middleman of the middelman centralized fallacy of fallacies. 

However, Ripple has become another centralized version of a fallacy themselves.

Hide blockchain from their marketing hype and what makes you think WOW?   That's the biggest problem for Ripple because they aren't some new decentralized eliminate the middleman philosophy at all.  They are just a different version of SWIFT.  Time will tell. 

Gartner Cloud contender list

AWS fails to lower its prices, Microsoft 'cannot guarantee capacity', Google has 'devastating' network outages https://www.t...